Buying Bitcoin may seem complex, but it’s legal and more accessible than ever in the U.S. Whether you’re buying $10 or $1,000, understanding how to get started is key.
Bitcoin is a decentralized digital currency that operates without a central authority. In the U.S., it’s legal to own and trade Bitcoin, and it is regulated at both the federal and state levels. Agencies like the CFTC treat it as a commodity, and platforms must follow identity verification and anti-money laundering rules.
This guide walks you through exactly how to buy Bitcoin, from choosing the right platform to placing your first order. You’ll learn the steps with Public.com as an example, along with the fees to expect and how to track your crypto assets alongside your other investments.
Let’s get started.
What you need before buying Bitcoin
Before you place your first Bitcoin order, make sure you’re ready with the basics:
- A brokerage or crypto exchange account – This is your access point for buying BTC.
- A verified ID – Most U.S. platforms follow KYC rules. You’ll need a valid government-issued ID.
- A U.S. bank account or debit card – These are the most common methods of funding.
If you’re using a platform like Public.com, you can view and manage Bitcoin and other cryptocurrencies right alongside your stocks, ETFs, and Treasuries, all in one portfolio. There’s no need for an external wallet, and your entire investing experience stays unified within the app.
Where can you buy Bitcoin?
You have multiple options to buy Bitcoin legally in the U.S. Each comes with its own advantages in terms of speed, fees, and control.
Brokerage apps have made it easier to buy Bitcoin using familiar interfaces you might already use to trade stocks or ETFs. These platforms integrate digital assets into the same environment as traditional investments, allowing you to track and manage everything in one place.
Public.com is one such platform that provides direct access to Bitcoin and over 40+ other cryptocurrencies through its app. Public supports a range of popular digital assets, including Bitcoin (BTC), Ethereum (ETH), Solana (SOL), and others. You can:
- Start with as little as $1
- Use ACH or debit cards for funding
- Monitor Bitcoin alongside other investments
You can buy BTC directly in the Public app using an interface similar to buying stocks.
2. Buy at the Cryptocurrency exchanges
These platforms are exclusively focused on cryptocurrency.
Types of exchanges:
- Centralized (e.g., Coinbase, Kraken) – User-friendly, but the platform holds your crypto.
- Decentralized (DEXes like Uniswap) – You control your wallet, but gas fees may apply.
- Peer-to-peer (e.g., Paxful) – Buyers and sellers trade directly, often using gift cards or bank transfers.
3. Bitcoin ATMs
If you prefer a physical location, Bitcoin ATMs let you insert cash and send BTC to a wallet address. As of June 2025, the United States hosts more than 30,000 Bitcoin ATMs, the highest concentration in the world.
Fees at these kiosks can range from 6% to 20% of the transaction amount, and many machines may only support purchases (not sales). Therefore, many operators publish purchase limits and supported features in advance.
How to buy Bitcoin (BTC) on Public.com
1. Sign up for a Public crypto account
Create your account in minutes to start buying Bitcoin (BTC). Sign up directly on our website or download the Public mobile app.
2. Add funds to your account
Fund your Public account securely using a linked bank account or debit card. With as little as $1, you can start buying Bitcoin (BTC) and 40+ other cryptocurrencies.
3. Buy Bitcoin (BTC)
Use the search bar to find Bitcoin (BTC). Once located, click to access the Bitcoin trading page. Enter the amount of Bitcoin you’d like to buy and confirm your USD purchase.
4. Manage your Bitcoin along with all your investments in one place
You can find your newly purchased Bitcoin in your portfolio — alongside the rest of your stocks, options, bonds, crypto, and High-Yield Cash Account.
Conclusion
Buying Bitcoin has become more accessible, especially through platforms designed to simplify the experience while staying aligned with U.S. regulations. Once you’ve verified your identity, set up your funding method, and chosen where to buy, placing your first order is a straightforward process.
If you’re looking to keep your crypto activity integrated with the rest of your portfolio, we at Public.com offer a way to view and manage Bitcoin alongside your stocks, ETFs, and Treasuries, all in a single portfolio.
If you want to keep your crypto activity integrated with the rest of your portfolio, sign up or log in to Public.com to get started.
